Automotive Employee Car Ownership Schemes
Offering savings, flexibility and control.
Your dealership and your employees can enjoy the operational benefits of a company car, but without the associated company car tax or Class 1A National Insurance Contributions (NICs).
Boost registrations
CBS cars can count towards registration targets1, giving you an extra sales channel.
Support future used vehicle supply
When employees choose to sell their car back at the end of the term, this can help create a pipeline of ‘late plate’ used cars.2
Blended Solutions
You can use one scheme provider to run all your car benefits, no matter the power train, we’ve got a solution for every employee.
Want to find out even more about why you should choose CBS?
1. Subject to scheme terms and conditions.
2. Vehicle end-of-term outcomes depend on agreement terms and employee choice.
What is ECOS?
Offer your employees a car with a fixed monthly repayment and choose how savings are distributed.
Set your vehicle list
Include petrol, diesel, hybrid, or fully electric options.
Vehicle ownership transfers to employees
No company car tax for them and no Class 1A NICs for you.
Simple monthly payments
Simple monthly payments
End of term options
At the end of the term, the employee can settle their outstanding balance and retain the car, or sell it back to CBS. This can support a supply of quality used stock.
Generate business savings and decide how they’re shared.
Attract and keep great people more easily.
No Class 1A National Insurance Contributions on the vehicle benefit.
Designed with HMRC guidance in mind.
Full training and ongoing support included.
You stay in control - from vehicles to eligibility.
A smarter, more affordable alternative to a pay rise.
Flexible, off balance sheet funding available3.
3. If using CBS funding. Additional costs may apply.
£0 deposit and fixed, low monthly repayments
Brand-new car every six months4
No impact on your credit score5
No servicing costs due to short vehicle cycles
Multiple cars per household6
Warranty and road tax included
No MOT
No Benefit-in-Kind tax7
4. Should the employee choose to sell their vehicle back to CBS and enter into a new agreement.
5. For more information, visit your scheme FAQs at carbenefitsolutions.co.uk/faqs.
6. Subject to individual scheme conditions.
7. Tax treatment subject to applicable HMRC guidance at the time.
- Recruitment and retention of key talent
- Internal banding structures
- Enhanced employee affordability
Is Automotive ECOS Right for Your Business?
Automotive ECOS allows you to offer a low cost car benefit to some or all of your employees, and can work for all fuel types, putting you in charge of your journey to electric. You can also enhance savings by controlling the level of benefit. With our short-term contracts, ECOS can help support registration activity and, where vehicles are sold back by the employee, contribute to future used vehicle availability.
What matters most to you?
We deliver Employee Car Ownership Schemes (ECOS) and salary sacrifice solutions, either as standalone products or as part of a blended scheme design. This allows you to align vehicles with employee needs, tax efficiency and commercial strategy.
Cost Savings
Offering multiple schemes can unlock significant savings for both your dealership and your employees, making car benefits more affordable.
Brand specialists and product experts
Give employees first-hand experience of your products, helping them become knowledgeable brand specialists and product experts who are better equipped to sell vehicles if they return to your forecourt.
Tailored Packages
Build a car benefit that fits your workforce. We’ve got a solution for every employee and every fuel type, so you can manage the Zero Emission Vehicle (ZEV) Mandate at a pace that suits your business.
Is Your Business EV Ready?
Get in Touch
Got a question? Want to know more about how we can help? Simply fill out the form and we’ll be in touch.
All Done
We’ll be in touch soon.
